![]() How to use Your HSA for travel reimbursement Google Maps or other map services on your phone can be a great way to document and calculate your miles. You can either work out your exact fuel costs for miles driven or you can use the IRS’ standard mileage deduction.Īs of January 1, 2020, mileage for travel to and from eligible healthcare services receive reimbursement at $0.17 per mile. To receive reimbursement for fuel costs, keep a mileage log with receipts for gas. Make sure your receipts show the provider, date, and amount you paid - and don’t lose any! If you don’t have the proper documentation, you likely will not receive reimbursement. It’s a good idea to use a debit or credit card so you have a detailed record of that transaction. You must pay out of pocket and save your receipts to submit for reimbursement. You can’t use your FSA debit card to pay for travel like you can for other eligible expenses. Your travel must be for, and essential to, medical care. You cannot get reimbursed for a vacation where you happen to go to the doctor. Anything not related to getting medical care.Personal expenses, like meals on the road.Vehicle maintenance, repair, or depreciation.Here are some travel expenses that are NOT eligible: Fuel costs from driving your personal vehicle.Tolls, if a toll route is the only way to get to the facility.Rideshare apps, public transportation, taxis, trains, ferries, and rental cars.Some common eligible travel expenses include: You can use your FSA or HSA to pay for qualified travel costs associated with a dependent's care. The primary purpose for eligible travel must be for receiving medical care. Remember, all transportation expenses are relevant to you receiving health care. There are a few different types of travel-related expenses that may be eligible under your HSA or FSA. You can check IRS Publication 502 for more information on what is eligible. "Eligible" means the IRS determines it is an eligible and qualified expense. It’s more like you’re taking a Lyft to Urgent Care or driving an hour to a specialist one city over. "Reasonable" means you aren’t taking a private plane to the best hospital in the country. This treatment is a must-have, not a nice-to-have. That means your travel is for a needed medical treatment. The definition for "necessary" is pretty self-explanatory. There are three things to ask yourself when thinking about healthcare travel expenses: You cannot use a Dependent Care FSA or a Limited Purpose FSA to pay for healthcare-related travel. ![]() This is a unique feature of HSAs and FSAs. It’s true! You can use your HSA or FSA funds to pay for eligible medical-related travel expenses. But did you know that you can also use them for some healthcare-related travel expenses? You also know you can't use these account to pay for premiums or for non-healthcare expenses. This includes copays, medical equipment, and prescription costs. Are you making the most of your FSA or HSA? If you have a Health Savings Account (HSA) or Healthcare Flexible Spending Account (FSA), you know you can use them for common medical expenses. ![]()
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